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American Express® Business Gold Card

This card is great for: SMB owners that want to earn points for business travel and enjoy the extra free perks with the card.

Sign-up Bonus: N/A

Credit Card Suitable for: Business, Travel Rewards


American Express

Minimum Credit Score



Purchase APR

16.24% - 24.24% (Variable)

Balance Transfer Intro APR


Balance Transfer APR

16.24% - 24.24% (Variable)

Annual Fee


Balance Transfer Fee


  • Get 4X points on 2 select categories where your business spent the most each month. This applies to the first $150000 in combined purchases in the 2 categories each calendar year.
  • Get 25% points back after you use points to pay part or all of an eligible flight booked with American Express Travel. Up to 250000 points back per calendar year.
  • Get extra Employee Cards without an annual fee. Get rewards on employee purchases and track their expenses with alerts, spending limits, and reports.
  • Get up to 1 year for free on subscriptions to G Suite Basic for up to 3 users and ZipRecruiter Standard.
  • Get a "Pay Over Time" option to help manage cash flow on purchases of $100+
  • Connect to Quickbooks, access SpendManager℠, get a Year-End Summary, and more.

American Express® Business Gold Card
3.2 / 5 Reviewer
Rewards Rating4.3
Balance Transfer Rating1.5
Interest & Charges Rating2.5
Card Application Rating4.4

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