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Chase Sapphire Preferred® Card

From huge sign-up bonuses to generous rewards, NerdWallet's best credit cards outshine the rest. Compare these deals, some of which are from our partners, to find one that fits your needs.

Sign-up Bonus: First Year Annual Fee Waived

Credit Card Suitable for: Travel Rewards



Minimum Credit Score


11.99% for 6 Months

Purchase APR


Balance Transfer Intro APR

0% for the first 18 months

Balance Transfer APR


Annual Fee


Balance Transfer Fee

5% of each balance transfer; $5 minimum.

  • Earn 50,000 bonus points after you spend $4,000 on purchases in the first 3 months from account opening. That's $625 toward travel when you redeem through Chase Ultimate Rewards®

  • Chase Sapphire Preferred® named a 'Best Travel Credit Card' by MONEY® Magazine, 2016-2017

  • 2X points on travel and dining at restaurants worldwide & 1 point per dollar spent on all other purchases.

  • No foreign transaction fees

  • 1:1 point transfer to leading airline and hotel loyalty programs

  • Get 25% more value when you redeem for airfare, hotels, car rentals and cruises through Chase Ultimate Rewards. For example, 50,000 points are worth $625 toward travel

  • No blackout dates or travel restrictions - as long as there's a seat on the flight, you can book it through Chase Ultimate Rewards

Chase Sapphire Preferred® Card
3.5 / 5 Reviewer
Rewards Rating3.2
Balance Transfer Rating3.8
Interest & Charges Rating4
Card Application Rating2.9

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