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Citi® Secured Mastercard®

This is a great card for: beginners and those who are new to credit. A great way to build your credit history without paying a high annual fee.

Sign-up Bonus: N/A

Credit Card Suitable for: No Annual Fee, Secured

Network

Mastercard

Minimum Credit Score

INTRO APR

N/A

Purchase APR

24.49% (Variable)

Balance Transfer Intro APR

N/A

Balance Transfer APR

24.49% (Variable)

Annual Fee

Free

Balance Transfer Fee

3% (min $5)

  • This card has no annual fee.
  • Helps build credit history without monthly notifications to the credit bureaus.
  • A security deposit of $200 minimum is required.
  • Pay your bill on time each month and avoid damaging your credit. You can keep track with Auto Pay, online Bill Pay, and alerts.

Citi® Secured Mastercard®
3.4 / 5 Reviewer
Rewards Rating0
Balance Transfer Rating4.1
Interest & Charges Rating4.5
Card Application Rating5

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