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Citi ThankYou® Preferred Card for College Students

This card is great for: This card offers great rewards and travel perks, but watch out for the high costs in the fine print.

Sign-up Bonus: 2,500 bonus points after spending $500 in purchases within the first 3 months

Credit Card Suitable for: No Annual Fee, Student

Minimum Credit Score


0% for 7 months

Purchase APR

16.49% - 26.49% (Variable)

Balance Transfer Intro APR


Balance Transfer APR

16.49% - 26.49% (Variable)

Annual Fee


Balance Transfer Fee

4% (min $5)

  • Earn 2 points on dining out and entertainment.
  • Earn 1 point for all other purchases.
  • After you spend $500 on purchases within the first 3 months of opening your account, you can get 2500 bonus points. The points are redeemable for $25 in gift cards, electronics, and other rewards at
  • There is no limit to the amount of points you can earn and they never expire.
  • The card has no annual fee.
  • Introductory offer of 0% APR for the first 7 months of opening your account. After that, it's 16.49%-26.49% variable APR based on your creditworthiness.

Citi ThankYou® Preferred Card for College Students
4.2 / 5 Reviewer
Rewards Rating4.6
Balance Transfer Rating3.5
Interest & Charges Rating4.2
Card Application Rating4.5

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