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Discover it® Balance Transfer

This card is great for: people that need to transfer a balance, but still earn rewards. With this card, you can transfer a balance, get rewards, and use the great introductory bonus offer.

Sign-up Bonus: Discover will automatically match all the cash back you've earned at the end of your first year

Credit Card Suitable for: Balance Transfer, Low Interest, No Annual Fee



Minimum Credit Score


0% for 6 months

Purchase APR

13.99% - 24.99% (Variable)

Balance Transfer Intro APR

0% for 18 months

Balance Transfer APR

13.99% - 24.99% (Variable)

Annual Fee


Balance Transfer Fee


  • Introductory offer: Discover will match all the cash back you've earned at the end of the first year automatically. No signing up is needed and there's no limit to how much is matched.
  • Get 5% cash back at different places each quarter: grocery stores, restaurants, gas stations,, and more up to the quarterly maximum, each time you activate.
  • Get 1% on all other purchases automatically.
  • You can redeem the cashback any time, any amount, and the rewards never expire.
  • Free Credit Scorecard with your FICO® Credit Score, number of recent inquiries and more.
  • Get Free Social Security number alerts— Discover will monitor thousands of risky websites when you sign up and notify you if needed.
  • The card has no annual fee.

Discover it® Balance Transfer
4.6 / 5 Reviewer
Rewards Rating4.5
Balance Transfer Rating5
Interest & Charges Rating4.4
Card Application Rating4.4

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