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Discover it® Secured

This card is great for: cardowners that want to build credit. The card has no annual fee and has a cash back program that will help you while you build your credit.

Sign-up Bonus: Discover will automatically match all the cash back you

Credit Card Suitable for: Bad Credit, Cashback, No Annual Fee, Secured



Minimum Credit Score



Purchase APR

24.99% (Variable)

Balance Transfer Intro APR

10.99% for 6 months

Balance Transfer APR

24.99% (Variable)

Annual Fee


Balance Transfer Fee


  • Build credit history with 3 major credit bureaus. 
  • The card has no annual fee.
  • Establish your credit line by providing a refundable security deposit from $200-$2500 after being approved. Bank information must be provided when submitting your deposit.
  • Automatic reviews starting at 8 months to see if we can transition you to an unsecured line of credit and return your deposit.
  • Get 2% cash back at restaurants and gas stations on up to $1000 in combined purchases every quarter, automatically.
  • Get unlimited 1% cash back on all other purchases.
  • Get your free Credit Scorecard with your FICO® Credit Score.
  • Automatically matches all the cash back you've earned at the end of your first year.
  • Receive Free Social Security number alerts— Discover will monitor thousands of risky websites when you sign up.

Discover it® Secured
4.5 / 5 Reviewer
Rewards Rating4.7
Balance Transfer Rating4.1
Interest & Charges Rating4.4
Card Application Rating4.8

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