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HSBC Gold Mastercard® Credit Card

This card is great for: cardholders that need to pay down their debt, taking advantage of the 18-month interest-free introductory offer or both balance transfers and new purchases.

Sign-up Bonus: N/A

Credit Card Suitable for: Balance Transfer, Low Interest, No Annual Fee



Minimum Credit Score


0% for the first 18 months

Purchase APR

12.99% - 16.99% (Variable) or 20.99%

Balance Transfer Intro APR

0% for the first 18 months

Balance Transfer APR

12.99% - 16.99% (Variable) or 20.99%

Annual Fee


Balance Transfer Fee

4% (min $10)

  • Introductory offer of 0% APR on purchases and balance transfers for the first 18 months from opening your account. Then a 12.99%-16.99% variable APR or 20.99% will apply.
  • This card has no penalty APR.
  • This card has no annual fee and no foreign transaction fees.
  • Late fee waiver.
  • $0 liability for unauthorized purchases.


HSBC Gold Mastercard® Credit Card
3.7 / 5 Reviewer
Rewards Rating0
Balance Transfer Rating5
Interest & Charges Rating4.8
Card Application Rating4.8

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