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Wells Fargo Cash Wise Visa® Card

This card is great for: people that want to get the most out of their spending habits. Earning rewards is fairly easy given that this card has rewards for all purchase categories. The $200 sign-up bonus is what most customers love about this card.

Sign-up Bonus: $200 cash rewards bonus after spending $1,000 in the first 3 months

Credit Card Suitable for: Balance Transfer, Cashback, Low Interest, No Annual Fee



Minimum Credit Score


0% for 12 months

Purchase APR

15.99%-26.99% (Variable)

Balance Transfer Intro APR

0% for 12 months

Balance Transfer APR

15.99%-26.99% (Variable)

Annual Fee


Balance Transfer Fee

3% (min $5)

  • Get 1.5% cash rewards on purchases.
  • Get 1.8% cash rewards on qualified mobile wallet purchases (Apple Pay® or Google Pay™) during the first 12 months from opening your account.
  • There are no category restrictions.
  • Cash rewards never expire, as long as your account stays open.
  • This card has no annual fee.
  • Introductory offer: 0% APR for 12 months on purchases and balance transfers (fees apply), then a variable 15.99%-26.99% APR. Balance transfers made within 120 days qualify for the intro rate and fee.
  • After spending $1,000 in the first 3 months, you can earn a $200 cash rewards bonus.
  • When you pay your monthly cellular telephone bill with your Wells Fargo Cash Wise Visa® Card, you get up to $600 protection on your cell phone (subject to $25 deductible) against covered damage or theft.

Wells Fargo Cash Wise Visa® Card
4.7 / 5 Reviewer
Rewards Rating4.9
Balance Transfer Rating4.3
Interest & Charges Rating4.7
Card Application Rating4.8

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