Buying a home requires a huge financial and lifestyle commitment and whether you are a first-time buyer, upgrading to a larger, more expensive home, purchasing a rental home or buying a vacation property, there is always a lot to consider. One of the most difficult to decisions to make is whether this is the right time for you to buy. Making a careful assessment of your current situation can help you make that decision but the answer should also take the current economic circumstances if your community. Here is a partial list of the things you’ll want to consider:
  • the amount you can afford to spend
  • renting versus owning
  • the size of the mortgage payment in relation to your budget
  • interest rate
  • mortgage options
Right now, you are probably starting to consider the broad array of mortgage solutions, payment options available and how they can be used in a way that matches your needs. has put together information for home buyers that is designed to help you make the right decision for you. The tools and information we have gathered are provided at no-cost to ensure that you are able to make a comfortable, well-reasoned decision. Our tools will help guide you through the steps to determine the best options.